High-Yield Certificates of Deposit

Make your dreams come true with a CD!

Open a CD online today.
  • Earn more with our high-yield promotional CD rates.
  • Lock in higher fixed interest rates, like 5.05% APY** for 7 months.
  • Choose your term and collect guaranteed returns.

Whatever time period you choose, CDs are a safe, convenient way to earn exceptional returns.

With a Certificate of Deposit, you have the freedom to create a savings plan that aligns with your personal savings goals.

When it's time to grab those keys, pop the question, buy a house, or simply save for a rainy day, First Bank's High-Yield Certificates of Deposit will help you meet your financial goals for all of life's biggest moments! Lock in higher fixed interest rates and maximize your savings with a Certificate of Deposit, giving you the flexibility to customize your savings plan to fit your needs. Choose your term and get started saving today!

  • 7-Month CD at 5.05% APY**
  • 13-Month CD at 4.85% APY**
  • 20-Month CD at 4.50% APY**

Open a CD online or in-branch at one of our Missouri, California or Illinois locations today, and select the special offer that works for you to start maximizing your savings.

CD Calculator
Find out how much your CD will earn over its full term.
Financial Education Center
Are CDs a Good Place to Put Money?
First Bank helps you check that box. Choose from several checking accounts.
Checking Accounts
Sprint toward savings with a 4.50% APY* high-yield savings account. Open an account today.
High-Yield Savings
Find the perfect Mastercard® for your finances.
Personal Credit Cards

** May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 07/27/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.