First Bank Debit Mastercard®

Buying things is just the beginning
  • Get cash from thousands of ATMs.
  • Protect yourself from ID theft.*
  • Track spending with ease.

The all-purpose tool that fits perfectly into your pocket.

Shop at millions of stores with our contactless cards, and enjoy a large number of other great benefits.

First Bank Debit Mastercard

At its heart, our Debit Mastercard is like a long-lasting check that lets you make purchases at the corner store or in distant countries. But it's so much more. It can access cash in a flash, protect you from scam artists, and provide discounts on travel services. And the list goes on from there.

  • Receive a First Bank Flex Debit Mastercard or a First Bank Onyx Debit Mastercard, with higher daily limits, to power your everyday spending.
  • Accepted at millions of locations that accept Mastercard.
  • Track spending through statements that detail every purchase and ATM transaction.
  • Set up debit card alerts within eBanking to easily track your card usage.
  • Spare yourself a lot of hassle with Mastercard Zero Liability Protection** that kicks in if unauthorized use of your debit card occurs. Should your card be lost or stolen, First Bank will credit fraudulent charges made with your card back to your account.
  • Have peace of mind with Mastercard ID Theft Protection*. If someone attempts to steal your identity, we provide the services you need to report and help resolve the incident.
  • Enjoy a 15% savings on Airport Meet and Greet services with Mastercard Airport Concierge*.

Digital Wallet

No digging in your pockets for cash or cards. No fumbling for a paper check. There's a simpler way to pay. With Digital Wallets, you just flash your phone near (or against) a retailer's or restaurant's payment terminal and quickly move on to more exciting parts of your day.  

  • Download the free app from Google, Apple or Samsung App Stores.
  • Load your card into your Apple Pay, Google Pay, or Samsung Pay wallet today. 
  • Works with most smartphones, tablets and smart watches.
  • Track your purchases easily, as your Digital Wallet links directly to First Bank accounts.
  • Feel confident that state-of-the-art security measures will keep your financial information private.

Look for the contactless symbol when you want to make in-store purchases. Tap your card to use your Mastercard to pay.

Priceless Surprises for Community Institutions

Use your First Bank Debit Mastercard and you could be surprised.† From a $50 Mastercard Prepaid® card to a trip to San Juan, Puerto Rico; Punta Cana, Dominican Republic; or the Bahamas, we're surprising cardholders with our 2025 Priceless™ Surprises®  for Community Institutions Sweepstakes.

Make in-store purchases with you Mastercard & get entries for a chance to win a trip. Learn more.

Allpoint® Network

First Bank is a proud member of the Allpoint Network. Debit Mastercard holders have access to over 55,000 surcharge-free Allpoint Network ATM locations around the world***, including 40,000 in the United States. In fact, one out of every 12 ATMs in the U.S. now participates in the Allpoint Network. This means your cash is never far away! Plus, Allpoint+ ATM locations allow cash deposits up to $1,000 at select locations in the U.S.

Here are just a few participating retailers with Allpoint ATMs:Allpoint logo

  • Target®
  • CVS Pharmacy®
  • Circle K®
  • Many, many more!

How do you find an Allpoint ATM near you?
Finding an Allpoint ATM is easy! Access to Allpoint’s directory can be found on our Locations page as well as our “First Bank On The Go” and “First Bank Biz To Go” mobile banking apps.

Card Controls

  • Turn your card On or Off.
  • Set location, merchant, and transaction controls.
  • Set spending limits.
  • Set usage notifications.
  • Watch this video to learn how to set up card controls within eBanking.

Debit Card FAQs

Personal eBanking
In Self-Service, select Manage Cards, click on the image of your debit card, click Change in the Change PIN section, enter your current PIN, click next, and enter a new PIN. Then save your changes.

First Bank On The Go Mobile App
Choose Self-Service, select Manage Cards, and follow prompts to change PIN.

Self-Service Via Phone (Requires Existing PIN Entry)

  • Call 800-760-BANK (2265)
  • Option 2 for Self Service
  • Option 1 for Personal or Business
  • Option 5 for Card-Based Services
  • Option 2
  • Enter your card number, followed by #
  • Enter your current PIN, follow by #
  • Option 1 to change your PIN
  • Select a new PIN

If you do not know your existing PIN, contact us at 800-760-BANK (2265). 

  • Personal eBanking: In Self-Service, select Manage Cards, click on the image of your debit card, and choose Replace Card. Within the section, select reason for replacement (Lost, Stolen, or Damaged), and order a new card.
  • First Bank On The Go Mobile App: Choose Self-Service, select Manage Cards, choose Replace Card, select your reason for replacement (Lost, Stolen, or Damaged), and order a new card.
  • Contact us at 800-760-BANK (2265).
  • For after-hours service, contact 855-961-1602.

Personal eBanking
In Self-Service, select Manage Cards, select Travel Notice in the top right corner, and enter the country or city you will be visiting and for how long. Set International Travel Notices to complete an international online purchase. 


First Bank On The Go Mobile App
Select Self-Service, Manage Cards, select the three dots in top right corner, and click Travel Notice. Enter the location and duration. Set International Travel Notices to complete an international online purchase.  

You may also contact us at 800-760-BANK (2265) to notify us of an international purchase or travel.

*Countries banned by the Office of Foreign Assets Control (OFAC) are restricted from debit card usage. First Bank reserves the right to restrict activity from additional countries where fraud trends are prevalent.

In Self-Service, select Manage Cards, click on the image of your debit card, and select the card controls you'd like to put in place within the Card Controls section. 
Within Personal eBanking, you have the availability to lock your debit card, set daily transaction limits, set controls for transaction types, and set merchant type controls. 
In Self-Service, select Manage Cards, click on the image of your debit card, and under Security, use the toggle button to turn Lock Card on and off. The Lock Card feature should be used if you have temporarily misplaced or are unable to find your debit card. If you lock your debit card, it will freeze your card temporarily from any debit card pre-authorizations, but it will not block all debit card transactions. The control preference of Lock Card On/Off will be excluded for transactions matching these characteristics (and it will not prevent a transaction): 
  • Non-Authorization request transactions
  • Recurring transactions
  • Credit transactions (Returns, Deposits, etc.)

*Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.

**Pay only for purchases that you have authorized on your First Bank Debit Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Please refer to the Deposit Account Agreement for information on unauthorized transactions and go to mastercard.us/zero-liability.html.

***International ATM withdrawals may be subject to the International Transaction Service Charge. See the Schedule of Fees provided at account opening for more information.

†NO PURCHASE NECESSARY. Void where prohibited. Open to U.S. cardholders 18+ as of promotion start date. Debit PIN and international transactions ineligible. Non-Masterpass Mastercard transactions also qualify. Restrictions apply. Click here for Official Rules and complete details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Apple, the Apple logo, and Apply Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. All other trademarks, service marks, and product names used herein are the property of their respective owners.