Why do you need life insurance? Because life is full of risk and insurance is a key component of a thoughtful financial plan. Our team of insurance specialists will recommend the solutions that best protect you, your loved ones and your business. And we will keep working with you over the years to adjust your coverage to account for life's many changes.
- Term Life Insurance: Provides a cost-efficient coverage choice. It provides payments to beneficiaries if the insured person passes away during a designated period of time.
- Whole Life Insurance: Provides coverage for the entire life of the insured person. It also provides a tax-deferred growth of cash value in addition to the death benefit.
- Universal Life Insurance: Provides the insured person more flexibility than a whole life policy. You can change the benefit levels and adjust your premiums at any time after the first premium payment has been made.
*Investment and insurance products are offered through OSAIC INSTITUTIONS, INC., Member FINRA/SIPC. Osaic Institutions and First Bank are not affiliated. Osaic Institutions does insurance business in California as Osaic Institutions Insurance Agency, CA Agency License #OH30186. Products and investment advisory services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. First Bank Wealth Management is a trade name of First Bank, and certain products and services are provided through First Bank, and its affiliates and subsidiaries. Neither Osaic Institutions or First Bank, nor any of their affiliates or financial advisors, provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Use FINRA’s BrokerCheck to learn about the professional background, certifications, licenses, and any regulatory violations or complaints for any financial advisor.