High-Yield Savings and CDs

Grow your own way with high-yield savings and CDs.
  • Discover a consumer high-yield savings account that grows where you do and earn 4.00% APY*.
  • Take advantage of high-interest CDs like 4.20% APY** for 7 months or 4.00% APY** for 13 months.
  • Open an account online or in-branch to start maximizing your savings.

Icon High-Yield Savings

Celebrate your iconic status and keep your savings goals moving forward with Icon High-Yield Savings from First Bank. 

  • Open an Icon High-Yield Savings Account (HYSA) with just $100.00 online or at your local First Bank branch in Missouri, Illinois, or California.
  • Earn a premium interest rate of 4.00% APY* on all balances.
  • Avoid the $5.00 monthly maintenance fee by maintaining an open Icon Checking Account or the account has an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
  • Track and manage your money with 24/7 eBanking and mobile banking.
  • Set up automatic savings through First Bank's eBanking - simply set it, forget it, and watch your money grow.

Certificates of Deposit

Lock in higher fixed interest rates with a CD and take your savings to new heights. Choose your term and get started saving today! Check out the best CD rates we have to offer! Open a CD online or in-branch today to start maximizing your savings.
  • 3-Month CD at 3.51% APY**
  • 7-Month CD at 4.20% APY**
  • 13-Month CD at 4.00% APY**
  • 20-Month CD at 3.51% APY**
  • 30-Month CD at 3.25% APY**
  • 40-Month CD at 3.00% APY**
*Icon High-Yield Savings Account (HYSA). May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 04/19/2025. This is a variable-rate account, and the interest rate may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.

**CDs. May be opened in-branch or online. Rates may be different for renewals of maturing CDs (ask for details).  Annual Percentage Yield (APY) is accurate as of 04/19/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.