High-Yield Savings and CDs

Show your wallet some luck with these golden rates!
  • Make others green with envy when you earn 4.00% APY* on a high-yield savings account.
  • Shamrock your savings goals with CD rates of  4.20% APY** for 7 months or 4.00% APY** for 13 months.
  • It's your lucky day! Unlock these great rates and open an account online.

High-Yield Savings Account

Don’t leave your savings to chance! Take advantage of First Bank's high-yield savings account.

  • Earn 4.00% APY*, our best high-yield savings account we have to offer.
  • Open a Promo Statement Savings Account, First Bank's consumer high-yield savings account, online.

Certificates of Deposit

Reach the end of the rainbow with fantastic Certificate of Deposit (CD) rates — they’re like four-leaf clovers for your finances! When you lock in higher fixed interest rates with a CD you're sure to stay on track and shamrock your savings goals. Choose your term and get started saving today!
 
Check out the best CD rates we have to offer! Open a CD online today to start maximizing your savings.
  • 3-Month CD at 3.51% APY**
  • 7-Month CD at 4.20% APY**
  • 13-Month CD at 4.00% APY**
  • 20-Month CD at 3.51% APY**
  • 30-Month CD at 3.25% APY**
  • 40-Month CD at 3.00% APY**
*Promo Statement Savings, First Bank’s Consumer High-Yield Savings Account. May be opened online only. Annual Percentage Yield (APY) is accurate as of 03/28/2025. This is a variable-rate account. The APY of 4.00% (interest rate of 3.93%) may change at any time after the account is opened. $100 minimum new money deposit required to open a new account. Fees may reduce earnings. New money is defined as funds not currently on deposit with First Bank.

The following terms apply to existing First Bank accountholders, and these terms may change at any time without notice:
  • For all existing First Bank accountholders opening a Promo Statement Savings account with funds currently on deposit with First Bank:  A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank; however, the minimum opening deposit must include $10,000 new money. This does not apply to funds currently on deposit with First Bank in a Promo Statement Savings or Promo Performance Money Market account (see below).
  • For an existing First Bank Statement Savings or Performance Money Market account:  This interest rate and APY may be applied to an existing Statement Savings or Performance Money Market account after a minimum new money deposit of $10,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY.
  • For an existing First Bank Promo Statement Savings or Promo Performance Money Market account that currently has an interest rate of 3.45% or less:  1) This interest rate and APY may be applied to an existing Promo Statement Savings or Promo Performance Money Market account after a minimum new money deposit of $10,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY. 2) A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank in this account; however, the minimum opening deposit must include $10,000 new money.
**CDs. May be opened in-branch or online. Rates may be different for renewals of maturing CDs (ask for details).  Annual Percentage Yield (APY) is accurate as of 03/28/2025. APY may change before CD is opened and funded.  $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.