High-Yield Savings and CDs

Get your savings into tip-top shape!
Open a high-yield savings account or CD.
  • Flex your savings muscles when you earn 3.75% APY* with a high-yield savings account.
  • Boost financial wellness with a 13-Month 4.00% APY* CD or a 7-Month 3.75% APY* CD.
  • Give your hard-earned money a workout and open an account online!

High-Yield Savings Account

Make gains on your savings goals when you take advantage of First Bank's high-yield savings account. 

  • Earn 3.75% APY*, our best high-yield savings account we have to offer.
  • Open a Promo Statement Savings Account, First Bank's consumer high-yield savings account, online or in-branch.

Certificates of Deposit

Our high-yield Certificates of Deposit (CDs) will help you elevate your financial fitness and kick-start your savings strategy. When you lock in higher fixed interest rates with a Certificate of Deposit, you're sure to stay on track to conquer your savings goals. Choose your term and get started saving today!
 
Check out the best CD rates we have to offer! Open a CD online today to start maximizing your savings.
  • 3-Month CD at 3.51% APY**
  • 7-Month CD at 3.75% APY**
  • 13-Month CD at 4.00% APY**
  • 20-Month CD at 3.51% APY**
  • 30-Month CD at 3.25% APY**
  • 40-Month CD at 3.00% APY**
*Promo Statement Savings, First Bank’s Consumer High-Yield Savings Account.  May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 01/15/2025. This is a variable-rate account. The APY of 3.75% (interest rate of 3.69%) may change at any time after the account is opened. $100 minimum new money  deposit required to open a new account. Fees may reduce earnings. New money  is defined as funds not currently on deposit with First Bank.

The following terms apply to existing First Bank accountholders, and these terms may change at any time without notice:
  • For all existing First Bank accountholders opening a Promo Statement Savings account with funds currently on deposit with First Bank:  A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank; however, the minimum opening deposit must include $5,000 new money. This does not apply to funds currently on deposit with First Bank in a Promo Statement Savings or Promo Performance Money Market account (see below).
  • For an existing First Bank Statement Savings or Performance Money Market account:  This interest rate and APY may be applied to an existing Statement Savings or Performance Money Market account after a minimum new money  deposit of $5,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY.
  • For an existing First Bank Promo Statement Savings or Promo Performance Money Market account that currently has an interest rate of 3.45% or less:  1) This interest rate and APY may be applied to an existing Promo Statement Savings or Promo Performance Money Market account after a minimum new money deposit of $10,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY. 2) A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank in this account; however, the minimum opening deposit must include $10,000 new money.
**CDs. This APY is for a CD opened online only. Rates may be different in-branch (ask for details). Annual Percentage Yield (APY) is accurate as of 01/15/2025. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.