Savings Accounts

It's more than a savings account. It's building a better tomorrow.

Take aim at your financial goals with regular deposits and First Bank's solid interest rates.

Savings Accounts

Strengthen your financial foundation.

Take your savings to the next level with a savings account from First Bank.

Open a savings account online or at a First Bank branch in MO, IL, or CA and start planning for your bright financial future.

Icon High-Yield Savings

With so much in your life worth celebrating, we wanted to give you one more–incredible savings. Open First Bank’s Icon High-Yield Savings Account (HYSA) with just $100.00, earn a premium interest rate on all balances, and continue to grow your savings. Celebrate your iconic status and keep looking forward with Icon High-Yield Savings.

Statement Savings

Over time, your savings balance builds up. Soon, you're closer than ever to reaching financial security, making a big purchase, taking a nice trip, or paying for college. A Statement Savings account offers great possibilities for your future. Open a Statement Savings account with a $100.00 deposit to start your savings journey, earn interest, and gain access to 24/7 eBanking tools.

Kids Cash Savings

Get your kids started on the road to savings and money management with this special savings account. Open an account in-branch for kids under 18 years of age (account switches to Statement Savings on 18th birthday) by depositing $5.00 into the account at opening. Enjoy earning competitive interest rates and save with no Monthly Maintenance Fee. Plus, kids receive a free First Bank piggy bank to encourage saving!

Performance Money Market

Everyone has financial goals and everyone would like to reach them a little faster. That's where a Money Market from First Bank comes in. At the very minimum, it offers better returns than most traditional savings accounts. But why settle for the minimum? With five savings tiers, you can earn ever-increasing returns as your balance grows. Open a Performance Money Market with as little as $100.00.

Icon High-Yield Savings

Reach new heights in your savings.

Statement Savings

Take aim at your financial goals.

Kids Cash Savings

It's never too early to start saving.

Performance Money Market

Make your money work harder.

This Account Is Best For
Ideal for savers looking for premium interest earnings. Ideal for savers who prefer low balance requirements to avoid fees. Kids Cash Savings is ideal for children under 18 years of age to start learning about managing money and making good financial decisions. Perfect for savers who utilize check-writing capabilities within their savings solution.
Minimum Opening Deposit
$100.00 $100.00 $5.00 $100.00
Monthly Maintenance Fee
$5.001 $3.002 No Monthly Maintenance Fee $10.003
Earns Interest
3.75% APY*
Earn up to
4.59% APY**
Free eBanking, Mobile Banking, Mobile Deposit, and eStatements
Free Paper Statements

Icon High-Yield Savings

Reach new heights in your savings.

Statement Savings

Take aim at your financial goals.

Kids Cash Savings

It's never too early to start saving.

Performance Money Market

Make your money work harder.

This Account Is Best For Ideal for savers looking for premium interest earnings. Ideal for savers who prefer low balance requirements to avoid fees. Kids Cash Savings is ideal for children under 18 years of age to start learning about managing money and making good financial decisions. Perfect for savers who utilize check-writing capabilities within their savings solution.
Minimum Opening Deposit $100.00 $100.00 $5.00 $100.00
Monthly Maintenance Fee $5.001 $3.002 No Monthly Maintenance Fee $10.003
Earns Interest
3.75% APY*
Earn up to
4.59% APY**
Free eBanking, Mobile Banking, Mobile Deposit, and eStatements
Free Paper Statements

Resources to help you achieve your financial goals.

1Avoid the $5.00 Monthly Maintenance Fee by maintaining an open Icon Checking Account or the account has an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date

2Avoid the $3.00 Monthly Maintenance Fee by maintaining a daily Ledger Balance of $100.00 or more during a calendar month.

3Avoid the $10.00 Monthly Maintenance Fee by maintaining a daily Ledger Balance of $1,000.00 or more during a calendar month.

*Icon High-Yield Savings Account (HYSA). May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 07/26/2025. This is a variable-rate account, and the interest rate may change after the account is opened. $100.00 minimum deposit required to open a new account. Fees may reduce earnings.

**Kids Cash Savings Account. May be opened in-branch only. An interest rate of 4.50% will be paid on the portion of the account balance up to $500.00 (the APY for this tier will be 4.59%); and the portion of the account balance that is $500.01 or more will be paid at a lower interest rate of 0.01% (the APY for this tier will range from 4.59% to 0.01%, depending on the balance in the account). Interest Rates and Annual Percentage Yields (APYs) are accurate as of 07/26/2025. This is a variable-rate account, and the interest rates may change after the account is opened. $5.00 minimum deposit required to open a new account. Fees may reduce earnings. Limit one Kids Cash Savings account per person.

†Review Overdraft Protection Services Terms and Conditions.