Personal Deposit Rates

Strengthen your financial foundation.​
  • Capitalize on solid rates.
  • Grow your savings.
  • Reach your goals.

Make your money work harder for you. ​Put your savings plan into action with First Bank's deposit accounts.

Effective: July 16, 2024

Interest Checking Accounts Rate APY
Workplace Checking 0.05% 0.05%


 

Savings & Money Market Accounts Rate APY
Workplace Money Market Account 3.69% 3.75%
CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3 Month 0.05% 0.05%
6 Month 1.00% 1.00%
12 Month 1.00% 1.00%
18 Month 0.15% 0.15%
24 Month 0.20% 0.20%
30 Month 0.25% 0.25%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
18 Month Variable Rate* IRA 5.24% 5.34%

*Rate may change after account is opened.

Promo CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 Month 4.94% 5.05%
13 Month 4.75% 4.85%
20 Month 4.41% 4.50%
Interest Checking Accounts Balance Tiers Rate APY
First Plus Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Thrive Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Legacy Checking 0.01% 0.01%
First Premier Checking 0.01% 0.01%
Savings & Money Market Accounts Balance Tiers Rate APY
Statement Savings 0.01% 0.01%
Thrive Credit Savings 0.01% 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 5.00% 5.12%
$500.01+ 0.01% 0.01%
Health Savings Account $.01 - $4,999.99 0.03% 0.03%
$5,000.00 + 0.03% 0.03%
Performance Money Market $.01 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.02% 0.02%
$50,000.00 + 0.02% 0.02%
CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3 Month 0.05% 0.05%
6 Month 1.00% 1.00%
12 Month 1.00% 1.00%
18 Month 0.15% 0.15%
24 Month 0.20% 0.20%
30 Month 0.25% 0.25%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
18 Month Variable Rate* IRA 5.24% 5.34%

*Rate may change after account is opened.

Bump Rate CDs/IRAs (Not Available for New Accounts) Rate APY
18 Month 0.15% 0.15%
36 Month 0.30% 0.30%
Promo CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 Month 4.94% 5.05%
13 Month 4.75% 4.85%
20 Month 4.41% 4.50%
Interest Checking Accounts Balance Tiers Rate APY
First Plus Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Thrive Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Legacy Checking 0.01% 0.01%
First Premier Checking 0.01% 0.01%
Savings & Money Market Accounts Balance Tiers Rate APY
Statement Savings 0.01% 0.01%
Thrive Credit Savings 0.01% 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 5.00% 5.12%
$500.01 + 0.01% 0.01%
Health Savings Account $.01 - $4,999.99 0.03% 0.03%
$5,000.00 + 0.03% 0.03%
Performance Money Market $.01 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.02% 0.02%
$50,000.00 + 0.02% 0.02%
CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3 Month 0.05% 0.05%
6 Month 1.00% 1.00%
12 Month 1.00% 1.00%
18 Month 0.15% 0.15%
24 Month 0.20% 0.20%
30 Month 0.25% 0.25%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
18 Month Variable Rate* IRA 5.24% 5.34%

*Rate may change after account is opened.

Bump Rate CDs/IRAs (Not Available for New Accounts) Rate APY
18 Month 0.15% 0.15%
36 Month 0.30% 0.30%
Promo CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 Month 4.94% 5.05%
13 Month 4.75% 4.85%
20 Month 4.41% 4.50%
Interest Checking Accounts Balance Tiers Rate APY
First Plus Checking $.01 - $4,999.99 0.01% 0.01%
$5,000+ 0.01% 0.01%
Thrive Checking $.01 - $4,999.99 0.01% 0.01%
$5,000+ 0.01% 0.01%
Legacy Checking 0.01% 0.01%
First Premier Checking 0.01% 0.01%
Savings & Money Market Accounts Balance Tiers Rate APY
Statement Savings 0.01% 0.01%
Thrive Credit Savings 0.01% 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 5.00% 5.12%
$500.01+ 0.01% 0.01%
Health Savings Account $.01 - $4,999.99 0.03% 0.03%
$5,000.00 + 0.03% 0.03%
Performance Money Market $.01 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.02% 0.02%
$50,000.00 + 0.02% 0.02%
CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3 Month 0.05% 0.05%
6 Month 1.00% 1.00%
12 Month 1.00% 1.00%
18 Month 0.15% 0.15%
24 Month 0.20% 0.20%
30 Month 0.25% 0.25%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
18 Month Variable Rate* IRA 5.24% 5.34%

*Rate may change after account is opened.

Bump Rate CDs/IRAs (Not Available for New Accounts) Rate APY
18 Month 0.15% 0.15%
36 Month 0.30% 0.30%
Promo CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 Month 4.94% 5.05%
13 Month 4.75% 4.85%
20 Month 4.41% 4.50%
Interest Checking Accounts Balance Tiers Rate APY
First Plus Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Thrive Checking $.01 - $4,999.99 0.01% 0.01%
$5,000.00 + 0.01% 0.01%
Legacy Checking 0.01% 0.01%
First Premier Checking 0.01% 0.01%
Savings & Money Market Accounts Balance Tiers Rate APY
Statement Savings 0.01% 0.01%
Thrive Credit Savings 0.01% 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 5.00% 5.12%
$500.01 + 0.01% 0.01%
Health Savings Account $.01 -$4,999.99 0.03% 0.03%
$5,000.00 + 0.03% 0.03%
Performance Money Market $.01 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.02% 0.02%
$50,000.00 + 0.02% 0.02%
CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 - 29 Days 0.05% 0.05%
30 - 89 Days 0.05% 0.05%
3 Month 0.05% 0.05%
6 Month 1.00% 1.00%
12 Month 1.00% 1.00%
18 Month 0.15% 0.15%
24 Month 0.20% 0.20%
30 Month 0.25% 0.25%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.50% 0.50%
18 Month Variable Rate* IRA 5.24% 5.34%

*Rate may change after account is opened.

Bump Rate CDs/IRAs (Not Available for New Accounts) Rate APY
18 Month 0.15% 0.15%
36 Month 0.30% 0.30%
Promo CDs/IRAs (Maximum Amount $499,999.99) Rate APY
7 Month 4.94% 5.05%
13 Month 4.75% 4.85%
20 Month 4.41% 4.50%