Deposit Rates

Strengthen your financial foundation.​
  • Capitalize on solid rates.
  • Grow your savings.
  • Reach your goals.

Put your savings plan into action with First Bank's deposit accounts.

Make your money work harder for you.

Promotional Rates

High-Yield CDs/IRAs** APY**
3-Month CD 3.51%
7-Month Promo CD 4.00%
13-Month Promo CD 3.75%
20-Month Promo CD 3.51%
30-Month Promo CD 3.25%
40-Month Promo CD 3.00%
High-Yield Savings Account APY*
Promo Statement Savings* 4.00%
Interest Checking Accounts Balance Tiers APY
First Plus Checking $.01 - $4,999.99 0.01%
$5,000.00 + 0.01%
Thrive Checking $.01 - $4,999.99 0.01%
$5,000.00 + 0.01%
Legacy Checking 0.01%
First Premier Checking 0.01%
Workplace Checking 0.05%
Savings & Money Market Accounts Balance Tiers APY
Statement Savings 0.01%
Thrive Credit Savings 0.01%
Kids Cash Savings (footnote 1) $.01 - $500.00 4.59%
$500.01 + 0.01%
Health Savings Account $.01 - $4,999.99 0.03%
$5,000.00 + 0.03%
Performance Money Market $.01 - $2,499.99 0.01%
$2,500.00 - $9,999.99 0.01%
$10,000.00 - $24,999.99 0.02%
$25,000.00 - $49,999.99 0.02%
Workplace Money Market 3.23%
CDs/IRAs*** APY***
7 - 29 Days 0.05%
30 - 89 Days 0.05%
6-Month 1.00%
12-Month 1.00%
18-Month 0.15%
24-Month 0.20%
30-Month 0.25%
36-Month 0.35%
48-Month 0.45%
60-Month 0.50%
18-Month Variable Rate IRA 4.62%
18-Month Variable Rate IRA rate may change after account is opened.
Effective: December 17, 2024