Make your money work harder for you. Put your savings plan into action with First Bank's deposit accounts.
Effective: December 5, 2023
| Interest Checking Accounts | Rate | APY |
|---|---|---|
| Workplace Checking | 0.05% | 0.05% |
| Savings & Money Market Accounts | Rate | APY |
|---|---|---|
| Workplace Money Market Account | 3.69% | 3.75% |
| CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 - 29 Days | 0.05% | 0.05% |
| 30 - 89 Days | 0.05% | 0.05% |
| 3 Month | 0.05% | 0.05% |
| 6 Month | 4.20% | 4.25% |
| 12 Month | 3.46% | 3.50% |
| 18 Month | 0.15% | 0.15% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.25% | 0.25% |
| 36 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
| 18 Month Variable Rate* IRA | 5.33% | 5.43% |
*Rate may change after account is opened.
| Promo CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 Month | 5.00% | 5.10% |
| 13 Month | 4.90% | 5.00% |
| 20 Month | 4.61% | 4.70% |
| Interest Checking Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| First Plus Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Thrive Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Legacy Checking | 0.01% | 0.01% | |
| First Premier Checking | 0.01% | 0.01% |
| Savings & Money Market Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| Statement Savings | 0.01% | 0.01% | |
| Thrive Credit Savings | 0.01% | 0.01% | |
| Kids Cash Savings (footnote 1) | $.01 - $500.00 | 5.00% | 5.12% |
| $500.01+ | 0.01% | 0.01% | |
| Health Savings Account | $.01 - $4,999.99 | 0.03% | 0.03% |
| $5,000.00 + | 0.03% | 0.03% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | 0.02% | |
| $50,000.00 + | 0.02% | 0.02% |
| CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 - 29 Days | 0.05% | 0.05% |
| 30 - 89 Days | 0.05% | 0.05% |
| 3 Month | 0.05% | 0.05% |
| 6 Month | 4.20% | 4.25% |
| 12 Month | 3.46% | 3.50% |
| 18 Month | 0.15% | 0.15% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.25% | 0.25% |
| 36 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
| 18 Month Variable Rate* IRA | 5.33% | 5.43% |
*Rate may change after account is opened.
| Bump Rate CDs/IRAs (Not Available for New Accounts) | Rate | APY |
|---|---|---|
| 18 Month | 0.15% | 0.15% |
| 36 Month | 0.30% | 0.30% |
| Promo CDs/IRAs (Maximum Amount $499,999.99) - In Branch | Rate | APY |
|---|---|---|
| 7 Month | 5.00% | 5.10% |
| 13 Month | 4.90% | 5.00% |
| 20 Month | 4.61% | 4.70% |
| Interest Checking Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| First Plus Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Thrive Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Legacy Checking | 0.01% | 0.01% | |
| First Premier Checking | 0.01% | 0.01% |
| Savings & Money Market Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| Statement Savings | 0.01% | 0.01% | |
| Thrive Credit Savings | 0.01% | 0.01% | |
| Kids Cash Savings (footnote 1) | $.01 - $500.00 | 5.00% | 5.12% |
| $500.01 + | 0.01% | 0.01% | |
| Health Savings Account | $.01 - $4,999.99 | 0.03% | 0.03% |
| $5,000.00 + | 0.03% | 0.03% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | 0.02% | |
| $50,000.00 + | 0.02% | 0.02% |
| CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 - 29 Days | 0.05% | 0.05% |
| 30 - 89 Days | 0.05% | 0.05% |
| 3 Month | 0.05% | 0.05% |
| 6 Month | 4.20% | 4.25% |
| 12 Month | 3.46% | 3.50% |
| 18 Month | 0.15% | 0.15% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.25% | 0.25% |
| 36 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
| 18 Month Variable Rate* IRA | 5.33% | 5.43% |
*Rate may change after account is opened.
| Bump Rate CDs/IRAs (Not Available for New Accounts) | Rate | APY |
|---|---|---|
| 18 Month | 0.15% | 0.15% |
| 36 Month | 0.30% | 0.30% |
| Promo CDs/IRAs (Maximum Amount $499,999.99) - In Branch | Rate | APY |
|---|---|---|
| 7 Month | 5.00% | 5.10% |
| 13 Month | 4.90% | 5.00% |
| 20 Month | 4.61% | 4.70% |
| Interest Checking Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| First Plus Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000+ | 0.01% | 0.01% | |
| Thrive Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000+ | 0.01% | 0.01% | |
| Legacy Checking | 0.01% | 0.01% | |
| First Premier Checking | 0.01% | 0.01% |
| Savings & Money Market Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| Statement Savings | 0.01% | 0.01% | |
| Thrive Credit Savings | 0.01% | 0.01% | |
| Kids Cash Savings (footnote 1) | $.01 - $500.00 | 5.00% | 5.12% |
| $500.01+ | 0.01% | 0.01% | |
| Health Savings Account | $.01 - $4,999.99 | 0.03% | 0.03% |
| $5,000.00 + | 0.03% | 0.03% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | 0.02% | |
| $50,000.00 + | 0.02% | 0.02% |
| CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 - 29 Days | 0.05% | 0.05% |
| 30 - 89 Days | 0.05% | 0.05% |
| 3 Month | 0.05% | 0.05% |
| 6 Month | 4.20% | 4.25% |
| 12 Month | 3.46% | 3.50% |
| 18 Month | 0.15% | 0.15% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.25% | 0.25% |
| 36 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
| 18 Month Variable Rate* IRA | 5.33% | 5.43% |
*Rate may change after account is opened.
| Bump Rate CDs/IRAs (Not Available for New Accounts) | Rate | APY |
|---|---|---|
| 18 Month | 0.15% | 0.15% |
| 36 Month | 0.30% | 0.30% |
| Promo CDs/IRAs (Maximum Amount $499,999.99) - In Branch | Rate | APY |
|---|---|---|
| 7 Month | 5.00% | 5.10% |
| 13 Month | 4.90% | 5.00% |
| 20 Month | 4.61% | 4.70% |
| Interest Checking Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| First Plus Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Thrive Checking | $.01 - $4,999.99 | 0.01% | 0.01% |
| $5,000.00 + | 0.01% | 0.01% | |
| Legacy Checking | 0.01% | 0.01% | |
| First Premier Checking | 0.01% | 0.01% |
| Savings & Money Market Accounts | Balance Tiers | Rate | APY |
|---|---|---|---|
| Statement Savings | 0.01% | 0.01% | |
| Thrive Credit Savings | 0.01% | 0.01% | |
| Kids Cash Savings (footnote 1) | $.01 - $500.00 | 5.00% | 5.12% |
| $500.01 + | 0.01% | 0.01% | |
| Health Savings Account | $.01 -$4,999.99 | 0.03% | 0.03% |
| $5,000.00 + | 0.03% | 0.03% | |
| Performance Money Market | $.01 - $2,499.99 | 0.01% | 0.01% |
| $2,500.00 - $9,999.99 | 0.01% | 0.01% | |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% | |
| $25,000.00 - $49,999.99 | 0.02% | 0.02% | |
| $50,000.00 + | 0.02% | 0.02% |
| CDs/IRAs (Maximum Amount $499,999.99) | Rate | APY |
|---|---|---|
| 7 - 29 Days | 0.05% | 0.05% |
| 30 - 89 Days | 0.05% | 0.05% |
| 3 Month | 0.05% | 0.05% |
| 6 Month | 4.20% | 4.25% |
| 12 Month | 3.46% | 3.50% |
| 18 Month | 0.15% | 0.15% |
| 24 Month | 0.20% | 0.20% |
| 30 Month | 0.25% | 0.25% |
| 36 Month | 0.35% | 0.35% |
| 48 Month | 0.45% | 0.45% |
| 60 Month | 0.50% | 0.50% |
| 18 Month Variable Rate* IRA | 5.33% | 5.43% |
*Rate may change after account is opened.
| Bump Rate CDs/IRAs (Not Available for New Accounts) | Rate | APY |
|---|---|---|
| 18 Month | 0.15% | 0.15% |
| 36 Month | 0.30% | 0.30% |
| Promo CDs/IRAs (Maximum Amount $499,999.99) - In Branch | Rate | APY |
|---|---|---|
| 7 Month | 5.00% | 5.10% |
| 13 Month | 4.90% | 5.00% |
| 20 Month | 4.61% | 4.70% |
Interest Rate (Rate) and Annual Percentage Yield (APY) are effective as of the above date at this branch only and are determined by management.
For CDs/IRAs: Minimum balance to open a CD/IRA and to obtain the APY for CDs/IRAs is $1,000.00. Rates and APYs available on business CDs and personal CDs/IRAs up to $499,999.99. APYs stated for CDs/IRAs assume that interest remains on deposit until maturity, and a withdrawal will reduce earnings. Early withdrawal penalty may apply. For CDs/IRAs, interest begins to accrue from the date of deposit.
For All Checking, Savings, and Money Market Accounts: Rates are subject to change at any time after account opening without notice. Minimum opening balance is $100.00 ($25.00 for Student Checking and Thrive Checking. $5.00 for Kids Cash Savings). Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and credited to the account monthly. If an account is closed before the accrued interest is credited, then that accrued interest will not be paid. Fees may reduce earnings. The daily-balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the balance in the account each day.
For Legacy Checking, First Premier Checking, Workplace Checking, Workplace Money Market, Statement Savings and Thrive Credit Savings: There is no minimum balance required to earn the stated APY. Interest will be paid on the balance in the account at the stated interest rate.
For First Plus Checking, Thrive Checking, Health Savings Account, and Performance Money Market Account: The account must maintain a daily balance within each range to obtain the APY for each interest rate tier. On any day the balance qualifies for a respective tier, interest will be paid on the full balance in the account at the stated interest rate that corresponds to the applicable deposit tier.
For Kids Cash Savings: The account will be paid the stated interest rate only on that portion of the balance within the specified tier.
Refer to the Checking Brochure, Thrive Brochure, or Savings Accounts/CD Brochure that includes certain terms of each account.
1The APY for the Balance Tier $500.01+ will range from 5.12% to .01%, depending on the balance in the account.