What First Bank is doing?
Savings and Money Market Account Withdrawal Limitations
Effective Monday, April 27, 2020, First Bank has temporarily suspended transaction limits and associated fees for both consumer and business Savings and Money Market accounts.
First Bank Consumer Loan Relief Program
What is it?
- Request for a 120- day deferral of loan payments.
- No late payment fees assessed during deferment period.
- No adverse credit bureau reporting during deferment period.
- Retain interest rate concessions for auto-debit loan payments during deferment period.
- PLEASE NOTE: Borrowers with funding availability on their loan, who want to maintain their availability, are not eligible for deferment. If deferment is requested, the availability will be frozen for the deferment period. This provision also applies to Home Equity Lines of Credit.
- Read more about First Bank Mortgage Loans.
How to Request?
- Access the Consumer Loan Relief Form by clicking Single Owner or Joint Owner.
- Read the terms and conditions.
- Acknowledge the form with DocuSign.
- Forms will auto-route to the Consumer Loan Relief team for review and approval.
- Once approved, you will receive the final DocuSign agreement as approval. Please keep this form for your records.
First Bank Mortgage Forbearance Program
What is it?
- A forbearance plan is an agreement that allows borrowers experiencing a temporary hardship to make no mortgage payment at all during the plan’s term.
- Suspend your monthly mortgage payment obligation for at least 3 months.
- Open the fillable PDF to read the details of the forbearance program, to request this program complete the information at the bottom of the form, save it and send to FBM.COVID19@fbol.com.
Savings and Money Market Account Withdrawal Limitations
We limit telephone, online, third party checks or pre-authorized transfers to six per month. If you exceed these limits, a monthly “Excessive Activity Fee” will be assessed one-time for each statement cycle (Money Market accounts), or each month (Savings) in which your account exceeds this limit.
As always, the safety of our First Bank clients and employees is our highest priority. As such, due to the recent events surrounding COVID-19, First Bank has implemented added precautionary measures to help fight the spread of this disease and further protect our impacted communities. In light of recent events, we are implementing the following course of action:
- Our branches and ATMs are cleaned daily as part of our normal course of business. We have increased those efforts by continuously disinfecting surfaces that are frequent points of contact, such as door handles, keyboards, PIN pads, ATM screens and many others, throughout the day.
- Asking any employee with direct or indirect exposure to self-quarantine for the recommended period of time, while seeking medical attention from a qualified healthcare provider.
- Educating our employees on COVID-19, encouraging self-monitoring for any associated symptoms, and asking employees to remain at home when ill.
- Following the CDC's guidelines for prevention, including adhering to proper hygiene habits with the addition of maintaining additional cleaning and sanitation supplies at all locations.
- Call our First Bank Service Center at 800-760-2265 on weekdays from 7 AM to 9 PM and on Saturdays from 9 AM to 5:30 PM (Central Time).
- Branches are appointment only.
PPP First Draw or Second Draw Loan Application Request
On March 25, Congress voted to extend the deadline to apply for a PPP loan through May 31. On Friday, April 2, we will resume accepting new applications for First and Second Draw PPP loans. We are only able to submit completed applications to the SBA. Please note that there is no guarantee that we will be able to finish our review successfully to submit an application and resolve any errors with the SBA by the program deadline, that the SBA will approve the loan or that funds will remain available by the time an application is submitted and approved. To increase the likelihood that your PPP loan will be approved before the program closes, we strongly recommend that you submit your complete application as soon as possible. This is not a commitment to lend and all loans are subject to the program requirements and availability of funds under the SBA PPP Program.
PPP Forgiveness Application Request
First Bank is employing a standardized client initiated Paycheck Protection Program- Forgiveness Application process. This first step will assist you in identifying the applicable SBA Forgiveness Application, either the SBA’s Form 3508S, 3508EZ, or 3508.
How will I know when my stimulus payment has been deposited?
Visit the Get My Payment site at IRS.gov to monitor the status of your payment.
Webinar: How do you Spell Relief? Will the American Rescue Plan Act of 2021 Impact Your Family?
Thursday, March 18th at 11:00 am Central / 9:00 am Pacific
On March 11th, President Biden signed into law the American Rescue Plan Act of 2021. Find out what this new government stimulus means for you, your family, and your business. Join David Frederick – Director of Client Success and Advice with First Bank Wealth Management – for a presentation of important points of the law, and some questions and answers of what to expect from it.
Past Webinars
As Paycheck Protection Program continues and businesses begin re-opening, we know you have questions. In support of our clients and business owners throughout our communities, First Bank has put together group of experts to discuss the commonly asked COVID-19 related questions affecting your business and your employees.
Deck: First Draw PPP Presentation 02/24/21
Paycheck Protection Program- Important Information for First Draw Borrowers - 02/24/21
Deck: Economic Aid Impact: Important PPP Updates - 01/15/21
COVID Vaccinations: Can Employers Require? - 01/12/21
Deck: Family Business Resource Center PPP Webinar Series - 01/12/21
Focusing Your Sales Force in the COVID-19 Environment - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 08/05/20
Deck: Family Business Resource Center PPP Webinar Series Deck - 06/17/20
Paycheck Protection Program Forgiveness FAQ 06/15/20
Deck: COVID 19 Updates for businesses - 05/15/20
SBA Resource Center
- SBA Form - Business Loan Program Temporary Changes; Paycheck Protection Program as
Amended by American Rescue Plan Act - 03/19/21 - PPP FAQs - 03/12/21
- SBA Form 2483-C_How-to-Calculate-First-Draw-Loan-Amounts-FAQs- 03/12/21
- SBA Form 2483-C_How-to-Calculate-Second-Draw-FAQs- 03/12/21
- SBA Form 2483 PPP Application Instructions - 03/18/21
- SBA Form 2483SD (Second Draw) PPP Application Instructions - 03/18/21
- SBA Form 2483-C PPP Application Instructions - 03/18/21
- SBA Form 2483SD-C (Second Draw) PPP Application Instructions - 03/18/21
- PPP-Second-Draw-Borrower-Application-Form-for-Schedule-C-Filers-Using-Gross-Income - 03/05/21
- PPP-Borrower-First Draw Application-Form-for-Schedule-C-Filers-Using-Gross-Income - 03/05/21
- SBA PPP IFR Loan Amount Calculation and Eligibility - 03/03/21
- PPP-Second-Draw-Borrower-Application-Form revised - 03/03/21
- PPP-Borrower-Application-Form revised - 03/03/21
- Second Draw PPP Loans: How to Calculate Revenue Reduction and Maximum Loan Amounts Including What Documentation to Provide - 01/19/21
- SBA PPP How to Calculate Maximum Loan Amounts for First Draw PPP Loans and What Documentation to Provide – By Business Type
- SBA Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns - 01/06/21
- SBA IFR Paycheck Protection Program as Amended by Economic Aid Act - 01/06/21
- SBA IFR Second Draw Loans - 01/06/21
- SBA PPP IFR First Draw Increase
- CARES Act
- SBA PPP Loan Necessity Questionnaire (Non-Profit Borrowers)
- SBA PPP Loan Necessity Questionnaire (For-Profit Borrowers)
- SBA IFR Additional Revisions Loan Forgiveness (Form 3508S) and Loan Review Procedures - 10/08/20
- US Dept of Treasury Paycheck Protection Program FAQ - 10/07/20
- SBA EIDL Impact on Forgiveness - 09/24/20
- SBA IFR Forgiveness Owners and Non-Payroll Expense - 08/25/20
- SBA IFR Appeals of SBA Loan Review Decisions - 08/11/20
- SBA IFR Revisions to Loan Forgiveness - 06/22/20
- SBA IFR Revisions to First Interim Final Rule - 06/10/20
- SBA IFR Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/27/20
- SBA IFR PPP Loan Forgiveness - 05/27/20
- COVID-19 Updates for Businesses Forgiveness - 05/27/20
- US Dept of Treasury Paycheck Protection Program FAQ 05/27/20
- Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/22/20
- Loan Forgiveness - 05/22/20
- Treatment of Entities with Foreign Affiliates - 05/18/20
- Paycheck Protection Program FAQ - 05/14/20
- Eligibility of Certain Electric Cooperatives - 05/14/20
- Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan Request - 05/08/20
- Nondiscrimination and Additional Eligibility Criteria - 05/05/20
- Corporate-Groups and Non-Bank and Non-Insured Depository Institution Lenders - 04/30/20
- Disbursements - 04/28/20
- Additional Criterion for Seasonal-Employers - 04/27/20
- Requirements for Promissory Notes Authorizations Affiliation-and-Eligibility - 04/24/20
- Second Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan and Lender Reporting - 04/20/20
- Additional Eligibility Criteria and-Requirements for Certain-Pledges of Loans - 04/14/20
- Affiliation Rules - 04/03/20
- Interim Final Ruling - 04/02/20
Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.
- Enroll your mobile phone or device in Mobile Banking!
- Make a Mobile Deposit anywhere and anytime from your mobile device!
- Pay bills from your computer, mobile phone, or device!
- Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
- Set up transfers between First Bank accounts and other financial institutions!
- Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
- Need access to funds? Find the perfect card to fit the way you bank.
- Homeowners access funds whenever you need them – and for whatever you choose.
Webinar: How do you Spell Relief? Will the American Rescue Plan Act of 2021 Impact Your Family?
Thursday, March 18th at 11:00 am Central / 9:00 am Pacific
On March 11th, President Biden signed into law the American Rescue Plan Act of 2021. Find out what this new government stimulus means for you, your family, and your business. Join David Frederick – Director of Client Success and Advice with First Bank Wealth Management – for a presentation of important points of the law, and some questions and answers of what to expect from it.
Past Webinars
As Paycheck Protection Program continues and businesses begin re-opening, we know you have questions. In support of our clients and business owners throughout our communities, First Bank has put together group of experts to discuss the commonly asked COVID-19 related questions affecting your business and your employees.
Deck: First Draw PPP Presentation 02/24/21
Paycheck Protection Program- Important Information for First Draw Borrowers - 02/24/21
Deck: Economic Aid Impact: Important PPP Updates - 01/15/21
COVID Vaccinations: Can Employers Require? - 01/12/21
Deck: Family Business Resource Center PPP Webinar Series - 01/12/21
Focusing Your Sales Force in the COVID-19 Environment - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 08/05/20
Deck: Family Business Resource Center PPP Webinar Series Deck - 06/17/20
Paycheck Protection Program Forgiveness FAQ 06/15/20
Deck: COVID 19 Updates for businesses - 05/15/20
SBA Resource Center
- SBA Form - Business Loan Program Temporary Changes; Paycheck Protection Program as
Amended by American Rescue Plan Act - 03/19/21 - PPP FAQs - 03/12/21
- SBA Form 2483-C_How-to-Calculate-First-Draw-Loan-Amounts-FAQs- 03/12/21
- SBA Form 2483-C_How-to-Calculate-Second-Draw-FAQs- 03/12/21
- SBA Form 2483 PPP Application Instructions - 03/18/21
- SBA Form 2483SD (Second Draw) PPP Application Instructions - 03/18/21
- SBA Form 2483-C PPP Application Instructions - 03/18/21
- SBA Form 2483SD-C (Second Draw) PPP Application Instructions - 03/18/21
- PPP-Second-Draw-Borrower-Application-Form-for-Schedule-C-Filers-Using-Gross-Income - 03/05/21
- PPP-Borrower-First Draw Application-Form-for-Schedule-C-Filers-Using-Gross-Income - 03/05/21
- SBA PPP IFR Loan Amount Calculation and Eligibility - 03/03/21
- PPP-Second-Draw-Borrower-Application-Form revised - 03/03/21
- PPP-Borrower-Application-Form revised - 03/03/21
- Second Draw PPP Loans: How to Calculate Revenue Reduction and Maximum Loan Amounts Including What Documentation to Provide - 01/19/21
- SBA PPP How to Calculate Maximum Loan Amounts for First Draw PPP Loans and What Documentation to Provide – By Business Type
- SBA Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns - 01/06/21
- SBA IFR Paycheck Protection Program as Amended by Economic Aid Act - 01/06/21
- SBA IFR Second Draw Loans - 01/06/21
- SBA PPP IFR First Draw Increase
- CARES Act
- SBA PPP Loan Necessity Questionnaire (Non-Profit Borrowers)
- SBA PPP Loan Necessity Questionnaire (For-Profit Borrowers)
- SBA IFR Additional Revisions Loan Forgiveness (Form 3508S) and Loan Review Procedures - 10/08/20
- US Dept of Treasury Paycheck Protection Program FAQ - 10/07/20
- SBA EIDL Impact on Forgiveness - 09/24/20
- SBA IFR Forgiveness Owners and Non-Payroll Expense - 08/25/20
- SBA IFR Appeals of SBA Loan Review Decisions - 08/11/20
- SBA IFR Revisions to Loan Forgiveness - 06/22/20
- SBA IFR Revisions to First Interim Final Rule - 06/10/20
- SBA IFR Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/27/20
- SBA IFR PPP Loan Forgiveness - 05/27/20
- COVID-19 Updates for Businesses Forgiveness - 05/27/20
- US Dept of Treasury Paycheck Protection Program FAQ 05/27/20
- Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/22/20
- Loan Forgiveness - 05/22/20
- Treatment of Entities with Foreign Affiliates - 05/18/20
- Paycheck Protection Program FAQ - 05/14/20
- Eligibility of Certain Electric Cooperatives - 05/14/20
- Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan Request - 05/08/20
- Nondiscrimination and Additional Eligibility Criteria - 05/05/20
- Corporate-Groups and Non-Bank and Non-Insured Depository Institution Lenders - 04/30/20
- Disbursements - 04/28/20
- Additional Criterion for Seasonal-Employers - 04/27/20
- Requirements for Promissory Notes Authorizations Affiliation-and-Eligibility - 04/24/20
- Second Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan and Lender Reporting - 04/20/20
- Additional Eligibility Criteria and-Requirements for Certain-Pledges of Loans - 04/14/20
- Affiliation Rules - 04/03/20
- Interim Final Ruling - 04/02/20
Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.
- Enroll your mobile phone or device in Mobile Banking!
- Make a Mobile Deposit anywhere and anytime from your mobile device!
- Pay bills from your computer, mobile phone, or device!
- Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
- Set up transfers between First Bank accounts and other financial institutions!
- Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
- Need access to funds? Find the perfect card to fit the way you bank.
- Homeowners access funds whenever you need them – and for whatever you choose.