What First Bank is doing?
Savings and Money Market Account Withdrawal Limitations
Effective Monday, April 27, 2020, First Bank has temporarily suspended transaction limits and associated fees for both consumer and business Savings and Money Market accounts.
First Bank Consumer Loan Relief Program
What is it?
- Request for a 120- day deferral of loan payments.
- No late payment fees assessed during deferment period.
- No adverse credit bureau reporting during deferment period.
- Retain interest rate concessions for auto-debit loan payments during deferment period.
- PLEASE NOTE: Borrowers with funding availability on their loan, who want to maintain their availability, are not eligible for deferment. If deferment is requested, the availability will be frozen for the deferment period. This provision also applies to Home Equity Lines of Credit.
- Read more about First Bank Mortgage Loans.
How to Request?
- Access the Consumer Loan Relief Form by clicking Single Owner or Joint Owner.
- Read the terms and conditions.
- Acknowledge the form with DocuSign.
- Forms will auto-route to the Consumer Loan Relief team for review and approval.
- Once approved, you will receive the final DocuSign agreement as approval. Please keep this form for your records.
First Bank Mortgage Forbearance Program
What is it?
- A forbearance plan is an agreement that allows borrowers experiencing a temporary hardship to make no mortgage payment at all during the plan’s term.
- Suspend your monthly mortgage payment obligation for at least 3 months.
- Open the fillable PDF to read the details of the forbearance program, to request this program complete the information at the bottom of the form, save it and send to FBM.COVID19@fbol.com.
Savings and Money Market Account Withdrawal Limitations
​Effective Monday, April 27, 2020, First Bank has temporarily suspended transaction limits and associated fees for both consumer and business Savings and Money Market accounts.
As always, the safety of our First Bank clients and employees is our highest priority. As such, due to the recent events surrounding COVID-19, First Bank has implemented added precautionary measures to help fight the spread of this disease and further protect our impacted communities. In light of recent events, we are implementing the following course of action:
- Our branches and ATMs are cleaned daily as part of our normal course of business. We have increased those efforts by continuously disinfecting surfaces that are frequent points of contact, such as door handles, keyboards, PIN pads, ATM screens and many others, throughout the day.
- Asking any employee with direct or indirect exposure to self-quarantine for the recommended period of time, while seeking medical attention from a qualified healthcare provider.
- Educating our employees on COVID-19, encouraging self-monitoring for any associated symptoms, and asking employees to remain at home when ill.
- Following the CDC's guidelines for prevention, including adhering to proper hygiene habits with the addition of maintaining additional cleaning and sanitation supplies at all locations.
- Call our First Bank Service Center at 800-760-2265 on weekdays from 7 AM to 9 PM and on Saturdays from 9 AM to 5:30 PM (Central Time).
- Branches are appointment only.
PPP Forgiveness Application Request
First Bank is employing a standardized client initiated Paycheck Protection Program Forgiveness Application process. This first step will assist you in identifying the applicable SBA Forgiveness Application, either the SBA Form 3508 or SBA Form 3508EZ.
Webinar: Focusing Your Sales Force in the COVID-19 Environment
Date: Thursday, September 24th
1:00 pm Central/11:00 am Pacific
Special Guest: David Mattson, President and CEO, Sandler Training
Come to learn selling skills and training to engage your teams during the pandemic.
PLUS, Hear Updates Regarding PPP Loan Forgiveness:
Tim Fogerty, Managing Director, First Bank Commercial Banking
Will share the latest PPP Loan Forgiveness updates.
You may submit questions in advance to learninganddevelopment@fbol.com.
Past Webinars
As Paycheck Protection Program continues and businesses begin re-opening, we know you have questions. In support of our clients and business owners throughout our communities, First Bank has put together group of experts to discuss the commonly asked COVID-19 related questions affecting your business and your employees.
Deck: Family Business Resource Center PPP Webinar Series - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 08/05/20
Deck: Family Business Resource Center PPP Webinar Series Deck - 06/17/20
Paycheck Protection Program Forgiveness FAQ 06/15/20
Deck: COVID 19 Updates for businesses - 05/15/20
SBA Resource Center
- CARES Act
- Interim Final Ruling - 04/02/20
- Affiliation Rules - 04/03/20
- Additional Eligibility Criteria and-Requirements for Certain-Pledges of Loans - 04/14/20
- Second Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan and Lender Reporting - 04/20/20
- Requirements for Promissory Notes Authorizations Affiliation-and-Eligibility - 04/24/20
- Additional Criterion for Seasonal-Employers - 04/27/20
- Disbursements - 04/28/20
- Corporate-Groups and Non-Bank and Non-Insured Depository Institution Lenders - 04/30/20
- Nondiscrimination and Additional Eligibility Criteria - 05/05/20
- Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan Request - 05/08/20
- Eligibility of Certain Electric Cooperatives - 05/14/20
- Paycheck Protection Program FAQ - 05/14/20
- Treatment of Entities with Foreign Affiliates - 05/18/20
- Loan Forgiveness - 05/22/20
- Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/22/20
- US Dept of Treasury Paycheck Protection Program FAQ 05/27/20
- COVID-19 Updates for Businesses Forgiveness - 05/27/20
- SBA IFR PPP Loan Forgiveness - 05/27/20
- SBA IFR Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/27/20
- SBA IFR Revisions to First Interim Final Rule - 06/10/20
- SBA IFR Revisions to Loan Forgiveness - 06/22/20
- SBA IFR Appeals of SBA Loan Review Decisions - 08/11/20
- SBA IFR Forgiveness Owners and Non-Payroll Expense - 08/25/20
- SBA EIDL Impact on Forgiveness - 09/24/20
- US Dept of Treasury Paycheck Protection Program FAQ - 10/07/20
- SBA IFR Additional Revisions Loan Forgiveness (Form 3508S) and Loan Review Procedures - 10/08/20
Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.
- Enroll your mobile phone or device in Mobile Banking!
- Make a Mobile Deposit anywhere and anytime from your mobile device!
- Pay bills from your computer, mobile phone, or device!
- Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
- Set up transfers between First Bank accounts and other financial institutions!
- Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
- Need access to funds? Find the perfect card to fit the way you bank.
- Homeowners access funds whenever you need them – and for whatever you choose.
Webinar: Focusing Your Sales Force in the COVID-19 Environment
Date: Thursday, September 24th
1:00 pm Central/11:00 am Pacific
Special Guest: David Mattson, President and CEO, Sandler Training
Come to learn selling skills and training to engage your teams during the pandemic.
PLUS, Hear Updates Regarding PPP Loan Forgiveness:
Tim Fogerty, Managing Director, First Bank Commercial Banking
Will share the latest PPP Loan Forgiveness updates.
You may submit questions in advance to learninganddevelopment@fbol.com.
Past Webinars
As Paycheck Protection Program continues and businesses begin re-opening, we know you have questions. In support of our clients and business owners throughout our communities, First Bank has put together group of experts to discuss the commonly asked COVID-19 related questions affecting your business and your employees.
Deck: Family Business Resource Center PPP Webinar Series - 09/24/20
Deck: Family Business Resource Center PPP Webinar Series - 08/05/20
Deck: Family Business Resource Center PPP Webinar Series Deck - 06/17/20
Paycheck Protection Program Forgiveness FAQ 06/15/20
Deck: COVID 19 Updates for businesses - 05/15/20
SBA Resource Center
- CARES Act
- Interim Final Ruling - 04/02/20
- Affiliation Rules - 04/03/20
- Additional Eligibility Criteria and-Requirements for Certain-Pledges of Loans - 04/14/20
- Second Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan and Lender Reporting - 04/20/20
- Requirements for Promissory Notes Authorizations Affiliation-and-Eligibility - 04/24/20
- Additional Criterion for Seasonal-Employers - 04/27/20
- Disbursements - 04/28/20
- Corporate-Groups and Non-Bank and Non-Insured Depository Institution Lenders - 04/30/20
- Nondiscrimination and Additional Eligibility Criteria - 05/05/20
- Extension of Limited Safe Harbor with Respect to Certification Concerning Need for PPP Loan Request - 05/08/20
- Eligibility of Certain Electric Cooperatives - 05/14/20
- Paycheck Protection Program FAQ - 05/14/20
- Treatment of Entities with Foreign Affiliates - 05/18/20
- Loan Forgiveness - 05/22/20
- Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/22/20
- US Dept of Treasury Paycheck Protection Program FAQ 05/27/20
- COVID-19 Updates for Businesses Forgiveness - 05/27/20
- SBA IFR PPP Loan Forgiveness - 05/27/20
- SBA IFR Loan Review Procedures and Related Borrower and Lender Responsibilities - 05/27/20
- SBA IFR Revisions to First Interim Final Rule - 06/10/20
- SBA IFR Revisions to Loan Forgiveness - 06/22/20
- SBA IFR Appeals of SBA Loan Review Decisions - 08/11/20
- SBA IFR Forgiveness Owners and Non-Payroll Expense - 08/25/20
- SBA EIDL Impact on Forgiveness - 09/24/20
- US Dept of Treasury Paycheck Protection Program FAQ - 10/07/20
- SBA IFR Additional Revisions Loan Forgiveness (Form 3508S) and Loan Review Procedures - 10/08/20
Practicing Social Distancing?
With First Bank's Consumer eBanking, You Can Bank Anywhere–Anytime.
- Enroll your mobile phone or device in Mobile Banking!
- Make a Mobile Deposit anywhere and anytime from your mobile device!
- Pay bills from your computer, mobile phone, or device!
- Set up account alerts to be sent via email or text, manage contact information, set up eStatements, and order checks!
- Set up transfers between First Bank accounts and other financial institutions!
- Access account information 24 hours a day, 7 days a week, from any touch-tone telephone with Telephone Banking!
- Need access to funds? Find the perfect card to fit the way you bank.
- Homeowners access funds whenever you need them – and for whatever you choose.