Interest Rate (Rate) and Annual Percentage Yield (APY) are accurate as of the above date and are determined by management; Rate and APY are subject to change at any time before an account is opened.
*Promo Statement Savings, First Bank’s Consumer High-Yield Savings Account. May be opened in-branch or online. Annual Percentage Yield (APY) is accurate as of 12/28/2024. This is a variable-rate account. The APY of 3.90% (interest rate of 3.83%) may change at any time after the account is opened. $100 minimum new money deposit required to open a new account. Fees may reduce earnings. New money is defined as funds not currently on deposit with First Bank.
The following terms apply to existing First Bank accountholders, and these terms may change at any time without notice:
- For all existing First Bank accountholders opening a Promo Statement Savings account with funds currently on deposit with First Bank: A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank; however, the minimum opening deposit must include $5,000 new money. This does not apply to funds currently on deposit with First Bank in a Promo Statement Savings or Promo Performance Money Market account (see below).
- For an existing First Bank Statement Savings or Performance Money Market account: This interest rate and APY may be applied to an existing Statement Savings or Performance Money Market account after a minimum new money deposit of $5,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY.
- For an existing First Bank Promo Statement Savings or Promo Performance Money Market account that currently has an interest rate of 3.59% or less: 1) This interest rate and APY may be applied to an existing Promo Statement Savings or Promo Performance Money Market account after a minimum new money deposit of $10,000 or more is credited to the existing account; please contact First Bank at the time of deposit to request this interest rate and APY. 2) A new Promo Statement Savings account may be opened in-branch with funds currently on deposit with First Bank in this account; however, the minimum opening deposit must include $10,000 new money.
**High-Yield CDs/IRAs. This APY is for a CD opened online only. Rates may be different in-branch (ask for details). IRA CDs and Business CDs must be opened in-branch. Annual Percentage Yield (APY) is accurate as of 12/28/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
***CDs/IRAs. May be opened in-branch only (including IRA CDs and Business CDs). Annual Percentage Yield (APY) is accurate as of 12/28/2024. APY may change before CD is opened and funded. $1,000.00 minimum balance required to open and obtain APY. Maximum balance limits apply. A penalty may be imposed for early withdrawal.
For Each Interest-Bearing Checking, Savings, and Money Market Account: Annual Percentage Yield (APY) is accurate as of 12/28/2024. This is a variable-rate account. The APY may change any time after the account is opened. $100 minimum deposit required to open a new account ($5.00 for Kids Cash Savings). Fees may reduce earnings.
1The APY for the Balance Tier $500.01+ will range from 4.59% to .01%, depending on the balance in the account.
