First Bank Debit Mastercard®

Buying things is just the beginning
  • Get cash from thousands of ATMs.
  • Protect yourself from ID theft.*
  • Track spending with ease.

The all-purpose tool that fits perfectly into your pocket.

Shop at millions of stores with our contactless cards, and enjoy a large number of other great benefits.

At its heart, our First Bank Debit Mastercard® is like a long-lasting check that lets you make purchases at the corner store or in distant countries. But it's so much more. It can access cash in a flash, protect you from scam artists, and provide discounts on travel services. And the list goes on from there.

  • Accepted at millions of locations that accept Mastercard.
  • Expedite checking out with digital wallet services or tapping your card at payment terminals when you see the contactless symbol.
  • Track spending through statements that detail every purchase and ATM transaction.
  • Spare yourself a lot of hassle with Zero Liability Protection that kicks in if unauthorized use of your card occurs.**
  • Enjoy 15% discounts on airport meet and greet services.*

Choose Which Card Works Best For You

First Bank Flex Debit Mastercard® 

Works at millions of locations around the world anywhere Debit Mastercard is accepted. Use your Flex debit card for everyday purchases at department stores, restaurants, doctors' offices, gas stations, for online shopping, and more.  Parents can open joint checking accounts with kids that offer the child their own contactless Flex debit card with "starter features," such as lower daily limits, account alerts/notifications and transfer between accounts.

First Bank Onyx Debit Mastercard® 

Designed to let you experience a higher level of convenience, security and control. With first-rate customer service and access to exceptional features, Onyx also features higher daily withdrawal and spending limits that align with your personal spending needs.

Mastercard

Priceless Surprises

Use your First Bank Debit Mastercard  and you could be surprised.  From a $500 Mastercard Prepaid® card to a trip to Miami, Nashville, Jackson Hole, Las Vegas, Scottsdale, and more, we're surprising cardholders through our 2024 Priceless™ Surprises® for Community Institutions Sweepstakes.


 

Allpoint® Network

First Bank is a proud member of the Allpoint® Network – over 55,000 surcharge-free ATMs!

First Bank Debit Mastercard® holders now have access to over 55,000 surcharge- free Allpoint Network ATM locations around the world***, including 40,000 in the United States. In fact, one out of every 12 ATMs in the U.S. now participates in the Allpoint Network. This means your cash is never far away! Plus, Allpoint+ ATM locations allow cash deposits up to $1,000 at select locations in the U.S.

Here are just a few participating retailers with Allpoint ATMs:

  • Target®
  • CVS Pharmacy®
  • Circle K®
  • Many, many more!

How do you find an Allpoint ATM near you?
Finding an Allpoint ATM is easy! Access to Allpoint’s directory can be found on our Locations page as well as our “First Bank On The Go” and “First Bank Biz to Go” mobile banking apps.

Mobile Card Controls

  • Turn your card On or Off
  • Set location, merchant, and transaction controls
  • Set spending limits
  • Set usage notifications

First Bank Flex Debit Mastercards® generally have a transaction limit of $2,000 in purchases and $750 of cash withdrawals per day. If you need a temporary limit lift, please contact us at 800-760-BANK (2265).

Personal eBanking
In Self-Service, select Manage Cards, click on the image of your debit card, click Change in the Change Pin section, enter your current PIN, click next, and enter a new PIN. Then save your changes.

First Bank On The Go Mobile App
Choose Self-Service, select Manage Cards, and follow prompts to change PIN.

Self-Service Via Phone (Requires Existing PIN Entry)

  • Call 800-760-BANK (2265)
  • Option 2 for Self Service
  • Option 1 for Personal or Business
  • Option 5 for Card-Based Services
  • Option 2
  • Enter your card number, followed by #
  • Enter your current PIN, follow by #
  • Option 1 to change your PIN
  • Select a new PIN

If you do not know your existing PIN, contact us at 800-760-BANK (2265). 

  • Personal eBanking: In Self-Service, select Manage Cards, click on the image of your debit card, and choose Replace Card. Within the section, select reason for replacement (Lost, Stolen, or Damaged), and order a new card.
  • First Bank On The Go Mobile App: Choose Self-Service, select Manage Cards, choose Replace Card, select your reason for replacement (Lost, Stolen, or Damaged), and order a new card.
  • Contact us at 800-760-BANK (2265).
  • For after-hours service, contact 855-961-1602.

Personal eBanking
In Self-Service, select Manage Cards, select Travel Notice in the top right corner, and enter the country or city you will be visiting and for how long. Set International Travel Notices to complete an international online purchase. 


First Bank On The Go Mobile App
Select Self-Service, Manage Cards, select the three dots in top right corner, and click Travel Notice. Enter the location and duration. Set International Travel Notices to complete an international online purchase.  

You may also contact us at 800-760-BANK (2265) to notify us of an international purchase or travel.

*Countries banned by the Office of Foreign Assets Control (OFAC) are restricted from debit card usage. First Bank reserves the right to restrict activity from additional countries where fraud trends are prevalent.

In Self-Service, select Manage Cards, click on the image of your debit card, and select the card controls you'd like to put in place within the Card Controls section. 
Within Personal eBanking, you have the availabilty to lock your debit card, set daily transaction limits, set controls for transaction types, and set merchant type controls. 
In Self-Service, select Manage Cards, click on the image of your debit card, and under Security use the toggle button to turn Lock Card on and off.