A new year brings a sense of new beginnings and a fresh start. Have you checked in with your finances lately? With 2022 in the past, it’s an ideal time to see how the year affected your finances.
Are you ready for the holidays? If not, we get it. From the challenges of the pandemic and supply and labor shortages to higher costs for everything from gas to groceries, saving up for the holiday season may not have been exactly at the top of your to-do list.
As children continue to grow into their tweens, they might consider getting a job to earn more money. As their parent or guardian, you’ll want to ensure their job is age appropriate and that they are getting compensated fairly.
Preparing to make updates or additions to your home can be financially straining. A HELOC home loan is a great way to fund projects, as you’ll be able to use the funds many times for multiple projects, like a new roof in the spring or a new pool in the summer.
As the holidays approach, educating your pre-teens and teens on the differences between wants, needs, and nice-to-have becomes even more important.