Purchasing Mastercard®

Stay in control of your business finances
  • Manage spend limits.
  • Optimize your cash flow.
  • Eliminate paper checks.

Purchasing Mastercard

Maximize your organization’s spending capabilities.
Businesses focused on growth understand the benefits of boosting their purchasing power while effectively controlling costs. First Bank’s Purchasing Mastercard gives you the power to manage and analyze your company’s purchasing and spending with detailed data to help you achieve your short and long-term business objectives.
 
  • Eliminate the need for paper checks with Purchasing Cards which may reduce internal processing costs for purchase and invoice payments.
  • Increase company cash flow via extended payment terms with suppliers that accept purchasing cards.
  • Take advantage of cash rebates based on card spend.
  • Manage company purchases with options like Ghost Cards (no plastic), Virtual Cards (specific use card accounts to pay invoices), and Fleet Cards (vehicle-issued and driver-issued to pay and track fuel and maintenance expenses).
  • Take advantage of a best-in-class expense reporting system.+

Plus, take advantage of the following Mastercard benefits*:

  • Easy Savings®
  • MasterRental Coverage
  • Identity Theft Resolution Services
  • Mastercard Global Emergency Services Coverage

*Mastercard Benefits FAQs

Mastercard Easy Savings® gives you and your business access to:
  • Automatic rebates from participating merchants.
  • Merchants include gas stations, restaurants, hotels and more.
  • Provides insurance coverage for rental cars when the cardholder uses the credit card to pay for the car rental.
  • Car rental must be 15 days or less and rental agency coverage must be declined.
  • Coverage includes physical damage, theft, out of service, towing charges.
  • Does not cover personal injury, personal liability, personal property or damage to other vehicles.
  • Services are provided on a 24-hour basis, 365 days a year.
  • Services include providing cardholder with a uniform Identity Theft Affidavit and assistance completing the Affidavit.
  • Assistance in notifying credit reporting agencies.
  • Assistance with debit and credit card replacement.
  • Provides Identity Theft Resolution Kit.
  • Educates the cardholder on how Identity Theft can occur and of protective measures to avoid further occurrences.
  • Provides the cardholder with sample letters for use in canceling checks, ATM cards, and other accounts.
  • Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance.
Contact your local Relationship Manager or Treasury Management Officer to discuss the commercial card program, benefits, and options available to fit your corporate objectives.
Commercial Real Estate Loans
Loans tailored to fit the unique needs of each property owner, developer, or investor.