SBA 504 Loans

Major impact on your small business
  • Borrow up to $5 million.
  • Acquire real estate.
  • Purchase machinery.

Long-term success
often requires bigger investments.

Low down-payment requirements make it easier to purchase land and expensive equipment for your small business.

Small businesses create large numbers of jobs. This U.S. Small Business Administration program offers financing for fixed assets - such as real, estate, buildings and machinery - to businesses that are likely to contribute to economic growth. At First Bank in MO, IL, and CA, we're an SBA Preferred Lender, which allows us to streamline the loan application process and get money in your hands faster.

  • Work with First Bank lenders with extensive knowledge of SBA loans.
  • Government lending guarantees give your business a better chance to qualify.
  • Loan amounts up to $5 million
  • Down payment as low as 10%
  • Competitive rates
  • Financing terms of up to 20 years

Common Loan Uses

  • Business acquisition
  • Owner-occupied real estate
  • Land and building acquisition
  • Facility construction or renovation
  • Purchase and installation of capital equipment and machinery
  • Build-out and site improvements
Business Savings Accounts
Secure rock-solid returns on your money.