Home Loan Advisor

Jacob Spratt
NMLS ID:2032407

1 First Missouri Center
Chesterfield, MO 63141
(636) 900-2665


Thank you for considering First Bank Mortgage for your home buying and refinancing needs. I believe that my mortgage lending areas of expertise would lie in my communication, detail-orientation, and organization. Some clients prefer texting, calling or e-mailing over the other. Whether it is day or night, week or weekend, I am readily on stand-by to provide top-tier service. Having been in a processor role prior to a loan officer, I have a keen eye for detail. I pre-underwrite all of my files prior to pre-approval to ensure that the client's deal will successfully make it to closing without any roadblocks. Being organized and punctual is an absolute must when it comes to the mortgage industry. I make sure that everyone in the loan process is in line and on the same page, which only makes the loan process work more efficiently for my clients and my First Bank Team.

How can I help you achieve your goals?

My Specialties
  • Conventional loans
  • VA loans
  • First time buyer programs
  • Jumbo Portfolio Loans

When I am not working diligently for my client, I keep busy by playing soccer and golf, running, working out, hiking, and traveling.

"I would like to take a moment and appreciate the attentive service I had when I was refinancing my house. I had Jacob Spratt as my loan officer and the whole time he kept everything super professional and efficient. I would definitely recommend him if anyone is looking to refinance. He made the process seem so easy and effortless. Most importantly he saved my wife and me a ton of money. If you’re in the market to refinance, then he is your guy. He will definitely take care of you."

- Adam J. Schmitt