First-Time Homebuyer Loans

Make the jump from renter to homeowner
  • Lock in low interest rates
  • Get help with closing costs
  • Receive down payment assistance

The break you need to get
a home of your own.

First-time homebuyers with modest incomes can get financial assistance through government-backed programs.

It sounds sort of complicated. State and local housing agencies sell revenue bonds to raise money for subsidized mortgages. But you don't have to learn all the details. It's enough to know that First Bank Mortgage will guide you through the mortgage loan application process and help make owning your first home more affordable than you ever dreamed it could be.

  • Qualify for the government program if you're a first-time homeowner.
  • Borrow through MHDC as a Missouri resident, IHDA as an Illinois resident, and CALHFA as a California resident. 
  • Save thousands with lower interest rates than conventional or FHA loans.
  • Enjoy the stability of a fixed-rate home loan with locked in monthly mortgage payments.
  • Take advantage of potential down payment and/or closing cost assistance.
Ready to apply for a First-Time Homebuyer Loan? Explore home loan resources, check out our mortgage calculators, and contact the First Bank Mortgage Team for assistance today.
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