FHA Loans

Opens the door for you
  • Purchase a home with a small down payment.
  • Qualify for approval with less than perfect credit.
  • Use gift money from friends or employers.

With a little help, you can
find your way to a new home.

A mortgage loan with easier-to-meet eligibility guidelines could be your ticket to the American dream.

Life is expensive and full of twists and turns. Sometimes it might seem like homeownership is way out of reach. It's important to remember, traditional home financing plans aren't the only path. Government-backed home loans cut buyers a break when it comes to mortgage down payment requirements and credit histories. You'll be able to make that move to a home you've always wanted with a Federal Housing Administration (FHA) Loan from First Bank.

  • Find an alternative route to financing if you're a first-time homebuyer or have a modest income.
  • Make your home purchase by putting down as little as 3.5%.
  • Qualify for an FHA Loan even if your credit score isn't perfect.
  • Use gifts from family members or employers, or a government grant, to meet financial requirements.
Ready to apply for an FHA Loan for a home in Missouri, California, Kansas, or Illinois? Explore home loan resources, check out our mortgage calculators and contact the First Bank Mortgage Team for assistance today.
Savings Accounts
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