Rural Housing Loans

For our friends who want a little elbow room
  • Finance 100% of home cost.
  • Save with low interest rates.
  • Live in rural areas or many suburbs.

Your ticket to open spaces
and quiet places. 

This government-backed program is a breath of fresh air for those who prefer country living in Missouri, California, Illinois, and Kansas.

The buzz of cities isn't for everyone. Some folks prefer to buy a home where there's less noise and more room to roam. Whether you favor rolling fields or quiet suburban cul-de-sacs, a Rural Housing Loan with low interest rates and no down payment can get you into a place where you'll feel right at home.

  • Use this U.S. Department of Agriculture insured loan to purchase, build, repair, or renovate a home in a rural area.
  • Find out which suburbs are also eligible for this unique financing.
  • Benefit from the stability of a fixed-rate loan.
  • Buy your house without having to make a down payment.
  • Save thousands with interest rates that are among the lowest for any home loan.
  • Talk to a First Bank Home Loan Advisor about income limits and other guidelines.
*Loan is subject to credit approval and program guidelines.
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