Adjustable-Rate Mortgages

Cut the cost of getting your foot in the door
  • Enjoy a lower initial loan interest rate.
  • Save on monthly mortgage payments.
  • Gain protection from rising interest rates.

Set aside money for new furniture.
Or for your future.

With reduced initial interest rates, First Bank's Adjustable-Rate Mortgages (ARMs)* give buyers a period of financial flexibility.

Buying a house is expensive. Sometimes it takes every dollar you can scrape together. But there's a way to lower monthly mortgage payments during the first years of ownership. An Adjustable-Rate Mortgage from First Bank comes with an introductory interest rate that's definitely special - and one that can buy you time to rebuild your savings and make other purchases.

  • Lock in low interest rates for a loan term of 5, 7, 10, or 15 years.
  • Prepare for interest rates to be adjusted on a semi-annual basis.
  • Get protection from caps that limit how high your loan rate can go.
  • Profit even more should interest rates decrease over the life of the loan repayment period.
  • Consider this mortgage loan if you expect your income to rise in the near future, or you plan to move again before the introductory rate period ends.
Connect with a First Bank Home Loan Advisor or visit one of our branch locations in Missouri, Illinois, and California. 
Checking Accounts
First Bank helps you check that box with checking accounts designed to give you choices.