Brighten Your Holidays This Year with First Bank

The holiday season is in full swing! How are you celebrating? Whether you’re having the family over to your house for a meal or taking time to do some holiday shopping, there are many things to take care of before you can sit back and relax. Luckily, First Bank can help.

Here are a few ways First Bank can make your holidays a little brighter this year.

1. Spruce the home up with a Home Equity Line of Credit (HELOC).

A HELOC, also known as a Home Equity Line of Credit, is an ideal way to help you get your home ready for the holidays. With the benefit of being able to get a credit line up to 80% of your home’s equity, you’ll be able to finance your new flooring, paint, appliances, or even some furniture. In addition, initially, you’ll only pay interest on the money you’ve actually used. Plus, you’ll be able to use the funds for other projects after the holidays.

2. Make gift giving easy with a gift card.

Gift cards are the perfect option for a quick, easy gift, especially if you’re having trouble shopping for someone. Many stores and online retailers offer gift cards in any amount you choose. If you aren’t sure what store they shop at, consider a gift card for a favorite restaurant, event, concert, or activity. Many gift givers are choosing an experience for a gift versus something more traditional, like a sweater or gloves. Whichever you choose, a gift card is always a favorite.  

3. Utilize a personal loan for extra holiday funds.

Gift giving, purchasing food for holiday meals, holiday decorating, and traveling expenses can really add up. A personal loan can help put more cash in your pocket and help ease financial strain by offering no origination fees and a lower interest rate than most credit cards.

Read more: Wait, Are You Saying the Holidays Could Cost Me Over a $1,000 This Year?!

4. Simplify and protect your payments with a First Bank Debit Mastercard®.

Long lines aren’t uncommon during the bustling holiday season, but they can be with Digital Wallet! Securely connect your First Bank Debit Mastercard® to our digital wallet services to quickly get through checkout lines at your favorite stores. Our debit cards can also protect your card and finances from unauthorized use and spending through our zero liability protectionˡ feature and our mobile card controls.

5. Stay on top of your finances with eBanking.

You might notice that your First Bank Checking Account has more transactions than usual, but you’ll want to ensure they are all purchases that you’ve made. According to an article from CNBC, the holiday season is a peak time for card fraud. Stay on top of your transactions and accounts from your computer or mobile device by enrolling in eBanking today.

Shopping for a new checking account? Ready to find a First Bank Checking Account that’s just right for you? Choose from six checking account options and open your account online!

The holiday season is a busy and costly time of the year. Ensuring you have enough funds available to meet your financial needs and keeping your finances safe from fraud is important. For more information on how our solutions or services can help you, contact a trusted First Bank representative.