Financial Education Center

High Mortgage Down Payments Shouldn’t Hold You Back!

Homeownership can be out of reach for potential buyers with low-to-modest incomes. In the past, traditional advice was for renters and potential buyers to save enough to make a 20% down payment in order to get more favorable lending terms.

Financial Planning: Helping You See the Big Picture

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.

Misconceptions of Family-Owned Businesses

If small businesses are credited as the engine of the U.S. economy, family-owned businesses generate the power. According to the U.S. Census Bureau, approximately 90 percent of American businesses are family-owned or controlled.

Family Businesses and Growth: Four Pitfalls of Growing Too Fast

Growth is critical for businesses that want to gain traction and become a dominant business in their industry. For family-owned businesses focused on longevity and multi-generational leadership, recognizing the warning signs and handling them appropriately can help ensure healthy growth in the future.

Is Home at the Heart of Retirement Planning?

April is National Fair Housing Month, a month that celebrates the passage of the Fair Housing Act in 1968. This law prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, and gender. It’s also a time when we may all consider our homes and the roles they play in our lives.

Special Considerations for Building a Home

Maybe you've searched all over for the perfect home and can't find one that you like. Or perhaps you've always wanted a custom-built house that is suited to your individual tastes. Whatever the reason, you've decided to build a home and may have discovered that it is a bit more complicated than buying one that is already built.