Financial Education Center

Community Banks Are Vital for U.S. Communities

Community banks fuel local economies by supporting small businesses with personalized service and flexible lending. Learn why their decline matters and how First Bank is making a difference.

Balancing AI Innovation and Cybersecurity: Risks, Controls, and Best Practices

The financial industry, like many others, is cautiously embracing the rapid advancements in artificial intelligence (AI). Organizations are exploring how AI can enhance customer experience, boost employee productivity, streamline data analysis, automate workflows, and support a wide range of use cases.

Three Homeowner Benefits You Can’t Get While Renting

With increasing rent prices, purchasing a home has become an appealing option for many. Here are some benefits of homeownership that renting doesn't provide.

Navigating AI: Opportunities, Risks, and How Businesses Are Responding

Companies of all sizes are exploring how to best leverage AI within their organizations. From enhancing front-office operations to streamlining back-office functions, AI presents significant opportunities for innovation and efficiency. Most businesses are wisely starting small, ensuring that human oversight remains in place as they explore AI’s capabilities.

Captive Insurance: A Smarter Way to Take Control of Rising Costs

In a rising cost environment, companies are seeking innovative ways to manage their insurance costs. One approach gaining traction is the establishment of a captive insurance company. This method offers a tailored approach for organizations to gain greater control, insights into fee transparency, and the potential to reduce long-term insurance costs.

Why AI is Essential for the Long-Term Success of Family-Owned Businesses

In the evolving world of business, integrating artificial intelligence (AI) is no longer a luxury but a vital strategic priority for privately held and family-owned companies. The future of these businesses, whether it’s maintaining long-term sustainability or ensuring continued business continuity, depends on their ability to adapt to an increasingly data-driven landscape.